Ready To Quit Your Job?

Is now the right time for you to buy a business?

Use your 401k tax deferred plan to buy a business, learn more.


When does it make good sense to quit your job and use your retirement plan fund to buy a business?


This is a question that many employees ask themselves on a regular basis.

Here are some of the signs that it is time!

  1. You are bored with what you are doing as there is no challenge in your work.
  2. Your income is not at the amount you think that it should be.
  3. Your employer is family owned so you can’t go too high up the ladder.
  4. You are tired of relocating and want to stabilize you and your family.
  5. You dread Monday mornings.

These are just some of the reasons to consider “retiring” and taking your 401K (tax free and penalty free) and using the money to buy an existing business.


First Choice Business Brokers receives many calls from people possibly in your position, however what does not surprise us is that the business they are considering purchasing is not related to their current work position.


Many times a person wants a business doing something that they feel they will enjoy and give them the lifestyle they desire.


Are you ready for the challenge?

Recent articles for you

By AZ Broker August 26, 2025
What is a Quality of Earnings Report and Why It Matters Buying or selling a business isn’t like buying a car. You don’t just check the mileage, kick the tires, and call it a day. When the stakes are in the millions, you want to be absolutely sure the numbers add up—and that they’ll keep adding up after the deal closes. That’s exactly why a Quality of Earnings report exists. Think of it as the difference between looking at a selfie and getting a full medical check-up. Financial statements are the selfie—nice snapshot, but not the whole truth. A QoE report is the check-up—it tells you what’s really going on under the hood.
By AZ Broker August 12, 2025
What Is Working Capital, and Why Should You Care? When selling or buying a business in the U.S., one financial term often causes confusion and frustration: working capital adjustment. It sounds technical, but it’s actually a very practical concept—especially when you're about to exchange hundreds of thousands (or even millions) of dollars. So, what is working capital? In simple terms, it's the money a business needs to keep operating every day. That includes paying bills, buying inventory, and handling short-term expenses. Here’s a basic formula: Working Capital = Current Assets – Current Liabilities Let’s use a real-world example. Imagine you own a small bakery: You have $50,000 in cash, $20,000 in flour, sugar, and inventory, and $15,000 customers owe you. That’s $85,000 in current assets. On the other hand, you owe $25,000 to suppliers and $10,000 in employee wages. That’s $35,000 in liabilities. So, your working capital is $85,000 - $35,000 = $50,000.  This $50,000 is the fuel that keeps your business running. And when you sell the bakery, the buyer expects that same fuel to be included—unless you agree otherwise.